Privacy Policy

Your Privacy

Smart Sales and Lease understands that privacy concerns are of utmost importance when it comes to the use of your personal information. Because we would like to assure you that we are committed to protecting your personal privacy, Smart Sales and Lease has created this privacy statement. We collect the information necessary to respond to your requests. Our site's pre-qualification form and/or application form may require users to give us information such as your name, address, phone number, e-mail address, social security number, employment, income, and other financial information.


Smart Sales and Lease may contact applicant using the applicant's phone, email, text, or via written correspondence to the address provided, as updated by applicant or as discovered during the collections process, at any time. Standard text messaging or voice rates may apply. If you do not want to receive such text messages, applicant must provide a letter or email opting out of such text communication. Upon receipt of letter or email, Smart Sales and Lease will cease text communications immediately.

Collection and Use of Bank Account Information

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.

Our Policies Regarding the Collection of Information of a Minor

The services provided by Smart Sales and Lease, are not intended for children (under 18 years old).

Our Website and Application is Secure

Smart Sales and Lease understands the importance of security for our consumers. When applicable, we use the latest SSL (Secure Socket Layer) encryption technology to protect sensitive personal or financial information during transmission. This allows your personal information to be submitted in a secure environment.

Terms of Acceptance

By using this site and providing us with your information, you agree to the Smart Sales and Lease Privacy Policy. If you do not agree to this policy, please do not use our site. We reserve the right, at our discretion, to change, modify, add, or remove portions of this policy at any time. Please check this page frequently for changes. Your continued use of the Smart Sales and site means you accept those changes. You can e-mail us with any further questions you may have at

Payment has been Submitted

We work with your local home furnishings retailer to offer you the best value in furniture, electronics, and appliances. We offer 90 day options, as well as 12 or 18 month lease to purchase options. Prequalifying for our program is EASY! Please follow the simple steps below.

Submitting your information will not affect your credit score in any way. Learn why
First Name: Last Name: CoSigner
DOB Address: Cosigner First Name
Apt #: City: Cosigner Last Name
State: Zip: Cosigner Birthdate
Phone Number Phone Number

Employment Info

Name: Name:
Length: Length:
Pay: Pay:

Please Verify the following information to make sure it is correct.


Store Selection

You understand that by clicking on the "APPLY" button immediately following this notice, you are providing 'written instructions' to Smart Sales and Lease under the Fair Credit Reporting Act authorizing Smart Sales and Lease to obtain information from your personal credit profile. You authorize Smart Sales and Lease to obtain such information solely to prequalify you for leasing options.

Processing Application

Your application status is: for the Smart Sales & Lease program. Your prequalification code is .
Please see store associate for details or call 1-877-700-3040.